8:45 AM
Welcome/Introduction
Stephen Brobeck, Executive Director
Consumer Federation of America
9:00 AM
How Consumers Participate in the Financial Services Marketplace
Moderator
George Gaberlavage, Policy Integration Director, Consumer & Livable Communities
AARP Office of Policy Integration
Panelists
Kevin Moore, Senior Economist, Division of Research & Statistics
Federal Reserve Board
View Presentation
Keith Ernst, Associate Director, Consumer Research & Exam Analytics
Division of Depositor and Consumer Protection
Federal Deposit Insurance Corporation
View Presentation
9:45 AM
FTC Priorities for the Financial Services Marketplace
Introduction
Susan Grant, Director of Consumer Protection
Consumer Federation of America
Speaker
David Vladeck, Director, Bureau of Consumer Protection
Federal Trade Commission
10:30 AM
Are Lower-Income Drivers Being Treated Fairly by the Auto Insurance System?
Moderator
Tom Feltner, Director of Financial Services
Consumer Federation of America
Panelists
Dr. Robert P. Hartwig, President
Insurance Information Institute
Robert Hunter, Director of Insurance
Consumer Federation of America
11:30 AM
Other People’s Money, and How the Bankers Use It
Introduction
Bill Cheney, President and CEO
Credit Union National Association
Speaker
Steven Pearlstein, Business and Economics Columnist
The Washington Post
1:15 PM
The New Era of Swaps Market Reform
Introduction
Barbara Roper, Director of Investor Protection
Consumer Federation of America
Speaker
Gary Gensler, Chairman
U.S. Commodity Futures Trading Commission
2:00 PM
The Role of Annuities and Annuitization in Meeting Retiree Income Needs
Moderator
Elizabeth Costle, Director, Consumer & State Affairs
AARP
Panelists
Mark Iwry, Senior Advisor to the Secretary, Deputy Assistant Secretary Retirement and Health Policy
U.S. Treasury Department
Alane Dent, Vice President, Federal Relations, Retirement Security
American Council of Life Insurers
Dan Keady, CFP®, Director of Financial Planning
TIAA-CREF
2:00 PM
Payday Loans: What We Know about Their Design, Sale, and Use
Moderator
Marceline White, Executive Director
Maryland Consumer Rights Coalition
Panelists
Neil Bhutta, Economist, Financial Structure Section
Federal Reserve Board
Nick Bourke, Director, Safe Credit Cards Project and Safe Small Dollar Loans Research Project
The Pew Charitable Trusts
Susanna Montezemolo, Senior Policy Researcher
Center for Responsible Lending
3:30 PM
The Role of Financial Institutions and Regulatory Agencies in Helping Consumers Build Precautionary Savings
Moderator
Stephen Brobeck, Executive Director
Consumer Federation of America
Panelists
Traci Plyler, Emerging Retail Executive
Bank of America
Michael Christian, Manager, Savings & Checking
Navy Federal Credit Union
Tim Flacke, Executive Director
Doorways to Dreams Fund, Inc.
3:30 PM
Payday Loans: Contentious Public Policy Issues
Moderator
Ann Baddour, Senior Policy Analyst
Texas Appleseed
Panelists
Jim DePriest, Deputy Attorney General
Arkansas Attorney General’s Office
Mary Jackson, Senior Vice President
Cash America International, Inc.
Jean Ann Fox, Senior Advisor, Financial Services
Consumer Federation of America
