8:15 AM

Welcome/Introduction

Stephen Brobeck, Executive Director
Consumer Federation of America

8:30 AM

Credit Report Inaccuracies: Problems and Solutions

Moderator
Ed Mierzwinski, Consumer Program Director
U.S. PIRG

Panelists
Corey Stone, Assistant Director
Office of Deposits, Cash, Collection, and Reporting Markets
Consumer Financial Protection Bureau

Stuart Pratt, President & CEO
Consumer Data Industry Association

Nessa Feddis, Senior Vice President & Deputy Chief Counsel
American Bankers Association

Chi Chi Wu, Staff Attorney
National Consumer Law Center

9:30 AM

Keynote Address on Housing Markets

Introduction
Barry Zigas, Director of Housing Policy
Consumer Federation of America

Speaker
Mark M. Zandi, Chief Economist
Moody’s Analytics

10:30 AM

Debt Collection Abuses and Remedies

Moderator
Laura Udis, Senior Financial Services Advocate
Consumer Federation of America

Panelists
Thomas Pahl, Managing Regulatory Counsel
Consumer Financial Protection Bureau

Jessica Whitney, Assistant Attorney General
Iowa Attorney General’s Office

Jay Gonsalves, President
Action Collection Agency of Boston
President, ACA International 2008-2009

Claudia Wilner, Senior Staff Attorney
New Economy Project

11:30 AM

Keynote Address

Introduction
Rachel Weintraub, Legislative Director and Senior Counsel
Consumer Federation of America

Speaker
Richard Cordray, Director
Consumer Financial Protection Bureau

12:00 PM

Keynote Address

Introduction
Barbara Roper, Director of Investor Protection
Consumer Federation of America

Speaker
Luis A. Aguilar, Commissioner
U.S. Securities and Exchange Commission

1:15 PM

Keynote Address

Introduction
Stephen Brobeck, Executive Director
Consumer Federation of America

Speaker
Martin J. Gruenberg, Chairman
Federal Deposit Insurance Corporation

2:00 PM

The Debate over Fiduciary Duty

Moderator
Barbara Roper, Director of Investor Protection
Consumer Federation of America

Panelists
Ira Hammerman, Executive Vice President & General Counsel
Securities Industry and Financial Markets Association

Mercer Bullard, Founder & President
Fund Democracy, Inc.

Mary Wallace, Senior Legislative Representative
AARP

Jay Haines, Vice President and Associate General Counsel
Fidelity Investments

2:00 PM

Affordable Auto Insurance for Lower-Income Households

Moderator
Angela Martin, Executive Director
Economic Fairness Oregon

Panelists
J. Robert Hunter, Director of Insurance
Consumer Federation of America

Marty Schwartz, President
Vehicles for Change
View Presentation

Marceline White, Executive Director
Maryland Consumer Rights Coalition

3:30 PM

Affordable Small-Dollar Loans for Lower-Income Households

Moderator
Tom Feltner, Director of Financial Services
Consumer Federation of America

Panelists
Jim Blaine, President
State Employees’ Credit Union

Chris Stinebert, President and CEO
American Financial Services Association

Ann Baddour, Senior Policy Analyst
Texas Appleseed

Jeanne M. Hogarth, Vice President, Policy
Center for Financial Services Innovation

Rob Rosenblatt, CEO
UniRush LLC
View Presentation

3:30 PM

The Future of Mortgage Modifications

Moderator
Ken Edwards, Policy Counsel
Center for Responsible Lending

Panelists
Mark McArdle, Homeownership Preservation Office
Office of Financial Stability, U.S. Department of the Treasury

Simone Beaty, Director of Mortgage Servicing Policy
Freddie Mac
View Presentation

Ruhi Maker, Senior Staff Attorney
Empire Justice Center

Jeffrey Jaffee, Chief Regulatory Affairs Officer
CitiMortgage