Consumer and Immigrant Rights Groups Urge CFPB to Prohibit CRAs from Selling Credit Header Information

CFA joined a coalition of consumer and immigrant rights organizations in urging the Consumer Financial Protection Bureau (CFPB) to prohibit consumer reporting agencies (CRAs) from selling “credit header” information without a permissible purpose as defined by the Fair Credit Reporting Act (FCRA). The letter followed a December 8, 2021 letter sent by Senator Ron Wyden regarding the sale of credit header information from the National Consumer Telecom & Utilities Exchange (NCTUE)/Equifax to U.S. Immigration and Customs Enforcement (ICE). The letter outlined a non-rulemaking option to stop the sharing of credit header information, which is to remove the exclusion of credit header information from the definition of “consumer report” under the FCRA.
Our Subject Matter Experts

Adam Rust
Director of Financial Services

Brad Lipton
Senior Fellow (Visiting)
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